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Is Your Home Porperly Protected Against Flood?

Let’s Talk INSURANCE Presented by   Timothy C. McElhinny, CIC, LUTCF, Partner, McElhinny Insurance WHAT HOMEOWNERS’ POLICIES DON’T COVER   If a flood, earthquake, or a leaking municipal pipe in your basement were to damage your home, would your homeowners insurance cover it? If you said “yes," you would be wrong. You also would have a lot of company. According to a survey of homeowners...

DOWN THE ROAD-How Technology Will Change Auto Insurance

Let’s Talk INSURANCE Presented by   Timothy C. McElhinny, CIC, LUTCF, Partner, McElhinny Insurance DOWN THE ROAD As any owner of a late-model vehicle knows, computer technology is exerting an ever-increasing influence on the auto industry. In addition, information technology is also having an effect on the way that automobile insurers analyze data and service their customers. To begin with, increased computer power enables insurance...