Parents face many challenges in preparing a child for college. The process generally starts in the junior year, including monitoring grades, applying for scholarships and grants, and visiting various college campuses. The focus on college can become an all-consuming task. Once a college is chosen, and your child is accepted, a new set of challenges arises. One neglected area to add to the college "to-do"...
Landlords carry commercial property insurance to protect them from loss in case of a covered disaster, such as a fire or explosion. But this coverage protects only the building structure and the landlord, not your belongings when you are renting a house, apartment, or condo. Renters insurance can help replace your personal items lost in a disaster. What Does Renters Insurance Cover? Named Perils The...
If you are renting a home or apartment, it is important to have renters insurance. Although there is no legal requirement that you carry renters insurance, it may be required by your landlord under the terms of your lease. It helps protect both you and your landlord by ensuring that, if something happens on the premises, either the landlord’s insurance or your renters insurance will...
Tim McElhinny, CIC, LUTCF Partner, McElhinny Insurance Agency LLC tim@mcelhinny.com 412.650.5700 An annual chimney inspection keeps your hearth in good working order. By: Abby Badach The fireplace may be a happy spot for the family to gather ‘round. But did you know that fireplaces and chimneys caused 27,200 residential fires in the United States in 2008—and that those blazes caused $147.6 million in property damage...
Tim McElhinny, CIC, LUTCF Partner, McElhinny Insurance Agency LLC tim@mcelhinny.com 412-650-5700 Even Renters Need to Protect Their Homes, It may not be a house, but your apartment is still a home, filled with memories and personal belongings. The best way to keep them financially protected is with renters insurance.* (Your landlord’s insurance should cover any structural damage that might occur, but it won’t cover your...
