If you are renting a home or apartment, it is important to have renters insurance. Although there is no legal requirement that you carry renters insurance, it may be required by your landlord under the terms of your lease. It helps protect both you and your landlord by ensuring that, if something happens on the premises, either the landlord’s insurance or your renters insurance will...
Tim McElhinny, CIC, LUTCF Partner, McElhinny Insurance Agency LLC tim@mcelhinny.com 412.650.5700 An annual chimney inspection keeps your hearth in good working order. By: Abby Badach The fireplace may be a happy spot for the family to gather ‘round. But did you know that fireplaces and chimneys caused 27,200 residential fires in the United States in 2008—and that those blazes caused $147.6 million in property damage...
Tim McElhinny, CIC, LUTCF Partner, McElhinny Insurance Agency LLC tim@mcelhinny.com 412-650-5700 Even Renters Need to Protect Their Homes, It may not be a house, but your apartment is still a home, filled with memories and personal belongings. The best way to keep them financially protected is with renters insurance.* (Your landlord’s insurance should cover any structural damage that might occur, but it won’t cover your...
Tim McElhinny, CIC, LUTCF Partner, McElhinny Insurance Agency LLC tim@mcelhinny.com 412-650-5700 A meteor hits your home. Are you covered? You hit a deer with your car. Covered? While we’re always here to help walk you through the intricacies of your ERIE policy, here are some basic rules of thumb about home and auto coverage. Specifics depend on your policy, and please call us if you...
Tim McElhinny, CIC, LUTCF Partner, McElhinny Insurance Agency LLC tim@mcelhinny.com 412-650-5700 Save More When You Bundle Want to save money on your insurance? (Who doesn’t?) The best way to do that, especially as rates trend upwards, is to purchase your home, auto and life insurance from the same insurer. If you have a home policy or a qualifying life insurance policy* from ERIE in addition...
